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You CAN Find the Perfect Mortgage... Right Now!
Welcome to the official site of First Equity Home Loan, Inc., trusted since 1987, we've helped thousands of people achieve the dream of homeownership, and we'll gladly assist you. We are a full-service mortgage Lender based in Gadsden, AL with an office in Fort Payne located at 601 Gault Avenue South, Suite 400, Fort Payne, Alabama, 35968. We specialize in Purchase and Refinance Mortgages in Fort Payne, Rainsville, Scottsboro, Guntersville, and surrounding areas. We also serve the surrounding cities in Dekalb County, Cherokee County, Jackson County, and Marshall County. Whether you are buying a home or refinancing in any of these zip codes: 35967, 35986, 35768, 35758, 35976, and other areas , we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment. Call 256-Refi-Pro now for our Ft. Payne branch office.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes First Equity Home Loan, Inc, unique is we are privately held so we can offer any leading program in America our owners choose that benefits our customers. Unlike banks, we don't have overlays or restrictions on what we can offer. We not only offer all the best standard conforming purchase and refinance option mentioned above... but we also now offer the Non/QM loan options everyone is excited about. These offer higher debt consolidation loan to value (up to 90 percent appraised value) with scores often accepted to the low 500's. They great "Outside the Box" solutions for people that don't meet conforming standards. You likely have much more equity than you realize. Use it to reduce your monthly payments and get out of debt quicker. We can help.
Contact First Equity Home Loan, Inc, today to discuss your mortgage loan options and find out which loan program will best suit your needs.
Recent Articles
17
2024
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several compelling reasons why waiting may not...
10
2024
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
03
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Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
27
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Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...
About Us
601 Gault Ave. South suite 400
Fort Payne, Alabama, 35968
256-364-8300
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS:
www.nmlsconsumeraccess.org
Rates are subject to change any business hour with market fluctuations. All loan approvals are conditional, not guaranteed, and subjet to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, the loan cannot be funderd. Specified rates may not be available for all borrowers. First Equity Home Loan, Inc. is an equal opportunity Alabama lender. NMLS#204660
Read Our Reviews
"Andy Boes from Landon Jackson Realty worked with me for 3 years to find a house through several zip codes and finally we were able to find the perfect house. He was great to work with, always on time to appointments, easy going, and courteous. I'd highly recommend using Andy!" Kjell Adams