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Connect with our mortgage expert, get pre-qual letter, learn about all your home buying options, and find that new pad.
Your loan portal will track your loan as we clear documents needed to close fast. Shop with our realtor partners to find that perfect Pad.
You could be in your new home in 21-30 days from today.. Our application process is simple and streamlined. Rainsville, Scottsboro...the entire area.
Discover your buying power with this quick calculator that considers your income, monthly obligations, reserves available to determine maximum buying power under each traditional mortgage option. Our Non-Qm options or Alt-Income doc loans may be a good option your mortgage pro's at First Equity will discuss with you. Might be your source for an even large max loan or better Jumbo pricing. See loan programs page for Non QM suite of programs
Calculate how much your monthly mortgage payment could be, compare traditional programs, down payment requirements etc. We have Down Payment Assistance to combine with FHA for zero down, along with VA and USDA programs with No Down Payments required. View our leading programs for Non-Qm lending in Alabama. Traditional mortgages are just part of what we bring to the market. Our Alt-Income doc programs for Self employed are gaining steam in all Alabama counties.
* Results are hypothetical and just estimates. We note Tax and Insurance estimates appear high for many Alabama counties. This is not a commitment to lend nor a preapproval. Consult our Alabama Mortgage Professional for full details. Call 256-New-Loan or 256-Refi-Pro today.
See All Mortgage CalculatorsThe most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Not our favorite but...Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Not very common at the moment...Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
Research realty and economic data along with school comparisons, tax map links...great tools our Mortgage Pro's use for a Deep Dive into new cities for our Relocation Clients. We agree...the Fort Payne area has so much to offer.
Real experiences from Alabama Homeowners
I wanted a bill consolidation loan to payoff high rate credit card debt. We had no idea our property had appreciated enough to payoff our car as well. Our refinance saved us 830 dollars monthly for our family budget. Thank you!
Trey was a pleasure to work with as an agent! He was very proficient and worked hard for us to close on time! Even calmed me down the week before closing when I was having a breakdown. Can't wait to have another deal with him!
I bought my home in Florence with no down payment required. We've said goodbye to rent and have a wonderful home to raise our family. Thanks to Susan and Trey for a wonderful experience. We're so excited.
Find Your Perfect Realty Agent—Connect at Warp Speed!
From Birmingham’s Magic City to Huntsville’s Rocket City, Gulf coast to Dekalb County's core— Find Your Alabama Realtor Partner—Mortgage Magic Made Simple!
Discover the true cost of living in Alabama for 2026. See why it's the most affordable state for housing, groceries, and more. Access free Acre data and school links on our tools page!
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
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