Meanwhile, Baldwin County’s Gulf Shores and Orange Beach hotspots have exploded with 150%+ growth over the same decade, pushing medians from $200,000 to $455,000+ by 2025, fueled by remote workers and retirees chasing that coastal premium (up 4.3% YoY alone). sources
This appreciation corridor—from Huntsville’s tech boom to Baldwin’s high-end escapes—means bigger average loan sizes for you, with our traditional Qualified Mortgages offering up to 100% financing for qualified relocators. We’re laser-focused on Alabama’s job explosion and relocation wave, targeting traditional QMs for the influx of professionals landing high-paying gigs. Huntsville leads the charge with a blistering 3.4% annual job growth rate since 2020—adding 30,000+ roles by 2030 in aerospace, defense, and biotech, including 1,700 direct jobs from the U.S. Space Command HQ relocation and 525 fresh tech positions announced in August 2025 alone.
Statewide, major cities like Birmingham (healthcare hubs), Mobile (logistics surge), and Daphne (4.6% job spike in Baldwin metro) are booming too, with Alabama’s overall employment hitting record highs and unemployment dipping to 2.9% in August 2025.
Our relocation marketing—tailored digital campaigns, Zillow lead integrations, and pre-approval funnels—connects you with these movers early, locking in 100% LTV traditionals for stable W-2 earners eyeing Huntsville’s $105,000+ average salaries or Baldwin’s luxury pads. But we don’t stop at traditional: For self-employed relocators, gig pros, or investors who don’t fit the standard box (or simply score better terms elsewhere), our Non-QM suite shines—bank statement loans with 1-year quals up to 80% LTV, 1099 programs at 90% purchase, and DSCR investor options to 85% for cash-flowing rentals. These flex products serve the 20%+ of Alabama’s workforce in non-traditional roles, boosting your closes in high-price zones like Gulf Shores (where medians top $490K) without the red tape.
We’ve evolved from roots in Roebuck, Valleydale’s Caldwell Mill Village, Hwy 280's Time Square, Trussville on Gadsden Hwy, Albertville, and Ft. Payne into a statewide powerhouse—now turbocharged by cutting-edge tech from our Broad Street hub. Our title-attorney partnerships “smooth” every closing, insurance options seal the deal—each loan’s crafted personally, blending competitive rates with white-glove service across traditional and Non-QM. Apply below—serve our clients with excellence, nurture those mutual wins, and watch your pipeline explode from Huntsville’s job surge to Baldwin’s beachfront booms. Call 256-New-Loan —join the pros closing Alabama’s biggest deals!
315 Broad Street
Gadsden, AL 35901
Phone: 256-NEW-LOAN
info@mtgquote.com