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Welcome to the official site of First Equity Home Loan, Inc., trusted since 1987, we've helped thousands of people achieve the dream of homeownership in virtually every county of Alabama, and we'll gladly assist you. We are a full-service mortgage lender founded in Gadsden, AL. We specialize in Purchase and Refinance Mortgages and have loan originators serving every city of our home state. We have funded homes/condo's from Gulf shores to Florence including the growing Huntsville Metro Area. We also serve all surrounding cities of Etowah County, Calhoun County, Jefferson, St. Clair, Cherokee, Madison, and Marshall County. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes First Equity Home Loan, Inc, unique is we are privately held and can offer any leading program in America that benefits our customers. We've got all the standard conforming purchase and refinance option but we also now offer the Non/QM loan options that offer higher debt consolidation loan to value up to 90 percent appraised value with scores often accepted to the low 500's. These offer great "Outside the Box" solutions for people that don't meet conforming standards.
Contact First Equity Home Loan, Inc, today to discuss your mortgage loan options and find out which loan program will best suit your needs.
"I have known Rod since we were kids. When I bought my home I wouldn’t have used anyone else. Rod treats every customer like family. He gives sound knowledgeable advice and works hard for his clients. Special thanks to Laura for all of her help making sure everything went smoothly start to finish. "
— Jeff Ford. (Hokes Bluff, Alabama)
"Met Rod years ago with his First Equity racing team and was excited to let his firm handle my home purchase. Fast approval... and I was certain I had the best lending option for my personal goals. It was a simple home buying process."
— Phil Clements. (Birmingham)