Thanks for visiting our official corporate site. Our online Digital Mortgage store is making the home lending process simple and convenient for our customers.

Secure Application:

100% Secure, 256-bit encryption

Easy to Complete

The Fastest Way to Get Started

Find the Loan that Works for you:

Low Monthly Payment

Low Interest Rates

Purchase or Refinance

$770 million

In Loans Funded to Date


Customer Satisfaction Rate

24 Hour

Average Loan Approval Period

You CAN Find the Perfect Mortgage... Right Now!

Welcome to the official site of First Equity Home Loan, Inc., trusted since 1987, we've helped thousands of people achieve the dream of homeownership in virtually every county of Alabama, and we'll gladly assist you. We are a full-service mortgage lender founded in Gadsden, AL. We specialize in Purchase and Refinance Mortgages and have loan originators serving every city of our home state. We have funded homes/condo's from Gulf shores to Florence including the growing Huntsville Metro Area. We also serve all surrounding cities of Etowah County, Calhoun County, Jefferson, St. Clair, Cherokee, Madison, and Marshall County. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:
FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes First Equity Home Loan, Inc, unique is we are privately held and can offer any leading program in America that benefits our customers. We've got all the standard conforming purchase and refinance option but we also now offer the Non/QM loan options that offer higher debt consolidation loan to value up to 90 percent appraised value with scores often accepted to the low 500's. These offer great "Outside the Box" solutions for people that don't meet conforming standards.

Contact First Equity Home Loan, Inc, today to discuss your mortgage loan options and find out which loan program will best suit your needs.

What is ourApp available in app stores here?
First Equity Home Loan, Inc. continually invest in new mortgage techonologies with one goal in mind, improving the customer experience. We are committed to making the entire end to end mortgage process easier, stress free, and complementing our customer’s digital lifestyles. Designed with the online savvy consumers and our industry referral partners in mind…we created a point of sale mobile app customers and our industry referral partners are raving about. Download from app stores here from your mobile device. Get started today. It's Easy! Realtor partners can get their personalized app free as well. Email with subject " App"

Save time with our fast, easy 5 step loan process. Every successful Home Mortgage starts with a conversations & application. Apply direct and our team will review all your options with you, in detail, so you'll be confident in the best mortgage for your sometimes unique situation. Sharing needed doc's has never been easier or more convenient, leading to faster approvals.