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What makes First Equity Home Loan, Inc, unique is we are a family owned independent mortgage lender. We can offer any lending program in America we feel will benefit our customers. We offer all the standard conforming purchase and refinance option but we also now offer the Non/QM loan options. They allow higher debt consolidation loan to value up to 90 percent appraised value with scores often accepted to mid 500's. These programs offer great "Outside the Box" solutions for people that don't meet conforming standards or need a bit more cash in hand. Rates are a bit higher, as expected...but "no mortgage insurance required" softens the blow a bit.
Contact First Equity Home Loan, Inc, today to discuss your mortgage loan options and find out which loan program will best suit your needs.
"I have known Rod since we were kids. When I bought my home I wouldn’t have used anyone else. Rod treats every customer like family. He gives sound knowledgeable advice and works hard for his clients. Special thanks to Laura for all of her help making sure everything went smoothly start to finish. "
— Jeff Ford. (Hokes Bluff, Alabama)
"Met Rod years ago with his First Equity racing team and was excited to let his firm handle my home purchase. Fast approval... and I was certain I had the best lending option for my personal goals. It was a simple home buying process."
— Phil Clements. (Birmingham)