FHA mortgages remain a favorite among American consumers for many reasons. View FHA morgage basics below.

FHA Loans

Advantages include:
  • Low down payment options
  • Lower interest rates are very common
  • Low closing cost and reduced mortgage insurance premiums recently have made FHA more competitive with Conventional lending programs.
  • Seller can pay closing cost and gift for down payment are allowed.
  • Easy/more lenient credit score requirements.

We'll show you the least expensive product for your given situation... very quickly! FHA remains flexible offering 3.5 percent down loans often to a 580 credit score. They sometimes accept lower scores with a larger down payment or a stronger equity positions in a refinance transactions. Great for refinancing with a strong equity position!

Get started with our point and click "No Obligation" Mortgage qualifier. Enter here:

 

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About Us
Seeing the joy in a young couple's face when closing their 1st Home never gets old...just one of many reasons why we love our job.

Company NMLS: 204559
www.nmlsconsumeraccess.org

Contact Us

315 Broad Street
Gadsden, AL 35901
Phone: 256-NEW-LOAN
rod@mtgquote.com

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Rate are subject to change any business hour with market fluctuations. All loan approvals are conditional, not guaranteed, and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, the loan cannot be funded. Specified rates may not be available for all borrowers. First Equity Home Loan, Inc. is an Equal Opportunity Mortgage Lender/Broker, licensed as a consumer lender in Alabama, NMLS #204660

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