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Delivering a digital mortgage application for our online "Savvy" clients and industry referral partners.
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Buying and Refinancing is easy with our professionals' help.
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Our ProQuote.Mortgage app is available in app stores Now!
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We have licensed mortgage professionals near you!
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VA Purchase and Streamline Refinance Mortgages are hot right now!
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Communication among Clients, First Equity, and industry referral sources is seamless!
Mortgage Basics
Jump in and get an overview on common mortgage terms
Application Checklist
Applying for a mortgage can seem like a daunting and scary process. To help, we’ve created a checklist of things for you to compile, complete and acknowledge before applying. See the fill list by clicking learn more below.
Credit
Credit history is a recorded file of past and current credit that is utilized to compile a credit score. Read about credit, how it works, how to improve your score and more by clicking learn more below.
Closing Costs
A closing cost is a payment required to finalize a home loan and is separate from a down-payment. Read about closing cost, their purpose, how you can pay them and more by clicking learn more below.
Appraisals
An appraisal is an estimate of a property’s fair market value and is required by a lender to ensure the loan amount is not more than the property value. Read about appraisals, how they work, ownership and more by clicking learn more below.
Private Mortgage Insurance (PMI)
Private Mortgage Insurance or PMI is insurance that protects a lender from increased risk from borrowers putting less than 20% down on a house. Read about PMI, how it works, cost and more by clicking learn more below.
Refinance
Refinancing your mortgage is a common practice used to lower monthly payments, interest rates, lower your DTI and more. Read about refinancing, how it works, cost and more by clicking learn more below.
Glossary of Terms
See a full list of mortgage terms by clicking learn more below.
Foreclosure
Foreclosure is the process of a lender seizing a property in accordance with the terms stipulated in the mortgage contract. Read about foreclosure and how to avoid it by clicking learn more below.
About Us
We've been helping customers afford the home of their dreams since 1987. We would enjoy and appreciate helping you.
Company NMLS:
www.nmlsconsumeraccess.org
Rate are subject to change any business hour with market fluctuations. All loan approvals are conditional, not guaranteed, and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, the loan cannot be funded. Specified rates may not be available for all borrowers. First Equity Home Loan, Inc. is an Equal Opportunity Mortgage Lender/Broker, licensed as a consumer lender in Alabama, NMLS #204559
Read Our Reviews
"Andy Boes from Landon Jackson Realty worked with me for 3 years to find a house through several zip codes and finally we were able to find the perfect house. He was great to work with, always on time to appointments, easy going, and courteous. I'd highly recommend using Andy!" Kjell Adams