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256-NEW-LOAN
  • Delivering a digital mortgage application for our online Savvy clients and industry referral partners.

    Delivering a digital mortgage application for our online "Savvy" clients and industry referral partners.

  • Buying and Refinancing is easy with our professionals' help.

    Buying and Refinancing is easy with our professionals' help.

  • Our ProQuote.Mortgage app is available in app stores Now!

    Our ProQuote.Mortgage app is available in app stores Now!

  • We have licensed mortgage professionals near you!

    We have licensed mortgage professionals near you!

  • VA Purchase and Streamline Refinance Mortgages are hot right now!

    VA Purchase and Streamline Refinance Mortgages are hot right now!

  • Communication among Clients, First Equity, and industry referral sources is seamless! 

    Communication among Clients, First Equity, and industry referral sources is seamless!

     

The Perfect home is waiting for youLet us help you find your the perfect mortgage loan to go with it.

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You CAN Find the Perfect Mortgage... Right Now!

Welcome to the official site of First Equity Home Loan, Inc., trusted since 1987, we've helped thousands of people achieve the dream of homeownership, and we'll gladly assist you. We are a licensed Mortgage Lender with our corporate office in Gadsden, AL. We specialize in Purchase and Refinance Mortgages throughout Alabama including surrounding areas of Centre/Weiss Lake  including Cedar Bluff and Leesburg plus Anniston, Birmingham, Huntsville, Decatur, and Guntersville. We also serve all surrounding cities in Etowah County, Calhoun County, Cherokee, St. Clair, Jefferson, Madison, Marshall County, Cullman County. We've funded home loans in virtually every county of our home state. Whether you are buying a home or refinancing in any of these zip codes: 35901, 35906, 35907, ... or any zip code in Alabama, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment with our awesome home lending options.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes First Equity Home Loan, Inc, unique is we are privately held and can offer any leading program in America our owner's choose that benefits our customers. We have options you don't find at banks. We offer all the best conforming purchase and refinance option mentioned above... but we also now offer the Non/QM loan options that are so attractive for bill consoldation mortgage loans.  These offer higher debt consolidation loan to value (up to 90 percent appraised value) with scores often accepted to the low 500's. These offer great "Outside the Box" solutions for people that don't meet conforming standards. Conforming/Conventional/FHA now only offer 80 percent ltv for bill consolidation.

Contact First Equity Home Loan, Inc, today to discuss your mortgage loan options and find out which loan program will best suit your needs. 256-New-Loan

Get our app for the ultimate mobile mortgage via your smart phone. Click here for our ProQuote.mortgage app now with your mobile device.

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