VA Loans

• What is a VA Loan?
• Who Is eligible for a VA Loan?
• What type of home can I buy with a VA Loan?
• How do I apply for a VA guaranteed loan?
• I have already obtained one VA loan. Can I get another one??
• What are the benefits of a VA Loan?
• What are the negatives of a VA Loan?

Our Veterans-Service member deserve and enjoy the best lending options in America today!

Not only do we provide 100 percent purchase money home loans to buy a home (rarely seen in today's market) we can Refinance to 100 percent appraised value for any purpose...plus our Service members and Veterans' have complete access to all other mortgage products we offer. We'll analyze your situation and point you towards the best option for your specific plans or unique credit situation.(closed one with a 580 score recently)!

• No down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property).
• Negotiable and competitive interest rate.
• Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
• VA rules limit the amount you can be charged for closing costs.
• Closing costs are comparable with other financing types (and may be lower).
• Closing costs may be paid by the seller.
• No private mortgage insurance premiums are required.
• VA Mortgage Loans are assumable.
• Right to prepay your mortgage without penalty.
• For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.

VA 100 LTV- Refinance to full appraised Value with VA Guaranteed loans via First Equity Home Loan, inc., offering VA lending programs since 1992  nmls # 204559

• Bill/Debt Consolidation
• Reduce monthly payments
• Get out of debt quicker
• Home improvements
• Education
• Any purpose

Serving our cherished veterans and service members with the very best lending service is important to us.  We are known as the VA lender of choice in our markets because we're exceptional helping our military customers. We funded our first VA loan decades ago and simply enjoy this important lending program more than any other. We are VA lending experts... and it's always enjoyable serving our heros!

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