Explore how loan program, down payment, and loan-to-value affect seller contributions. Structure smarter offers with confidence.
1. Purchase & Financing
Used when determining the Conventional contribution percentage base.
For Conventional, changing LTV can change the seller contribution limit.
2. Explore Transaction Costs
Enter estimated eligible expenses rather than assuming a fixed percentage.
Use actual pricing when available. Do not treat a reference rate as a lender-credit quote.
Leave blank to explore the maximum usable amount.
Optional pricing expense. Confirm eligibility and treatment before applying seller funds.
Program Percentage
3%
Based on program and LTV
Illustrative Maximum
$12,000
Percentage-based limit before eligible-cost restrictions
Estimated Usable Credit
$12,000
Subject to actual eligible costs and final loan structure
3. Transaction Snapshot
Estimated Down Payment
$20,000
Based on the selected LTV and purchase price
Costs Remaining After Credits
$0
Estimated eligible expenses not covered by lender or seller credits
First Equity Home Loan, Inc. | NMLS #204659. Educational illustration only. Not a loan approval, rate quote, or guarantee of seller contribution eligibility. Actual allowable credits depend on program rules, eligible costs, lender pricing, property valuation, transaction terms, and underwriting. VA seller concessions require separate treatment from ordinary seller-paid closing costs.
