Serving this region since 1987. Expert home lending options for purchase, refinance, and investment!.
Comprehensive Mortgage Broker Services Across Alabama
As one of Alabama's pioneer mortgage brokers/banker, First Equity specializes in customized solutions that fit your life and location. Our statewide reach means no matter if you're in Montgomery's historic heart or Tuscaloosa's vibrant college town, we're just a call away at 256-NEW-LOAN (purchases) or 256-REFI-PRO (refinances).
Our process is straightforward: Pre-qualify online in minutes, lock in rates with no hidden fees, and close in as little as 21-30 days. We're proud to be among leaders in loan volume across Alabama, closing deals from the Gulf Coast to the Tennessee border.
Birmingham Mortgage Broker: Powering Magic City Investments & Moves
Your go-to Birmingham mortgage broker at First Equity thrives in this urban powerhouse, where median sales hit $160,000 amid a balanced market with 12% inventory growth and homes lingering 48 days for savvy deals. From UAB grads grabbing conventional starters to Vestavia Hills pros unlocking refi equity (up 10% YoY in affluent pockets), we broker across 50+ lenders for tailored rates starting at 6.25% on 30-year fixed. Jumbos shine here too—think $500K+ luxury in Hoover or Mountain Brook flips yielding 7-9% rentals.(10-9-25 data update) Our local team gets the 'Ham's pulse: investment booms in revitalizing cores, VA perks for veteran relocators. No matter if it's a Birmingham purchase or cash-out refi, count on us for Southern efficiency and zero surprises in this 23% core appreciation hotspot.
Why Choose First Equity as Your Alabama Mortgage Broker/Banking Partner?
In a sea of national lenders, our deep-rooted local knowledge shines. Here's what makes us the top choice for Alabama mortgage banking:
Benefit | How We Deliver |
Statewide Coverage | Lender Licensed to serve all 67 counties— from Foley to Florence—with dedicated loan officers who know Alabama's market inside out. |
Competitive Edge | As both broker and lender, we shop multiple sources for the lowest rates while funding most loans ourselves for speed and simplicity...savings. |
Proven Track Record | Nearly 40 years helping families throughout our state, we are a home grown Award winning Alabama lender, independent, with a 98% client satisfaction rate. |
Client-Centric Innovation | Evolved with the industry—from unregulated origins to today's tech-driven tools like instant online quotes, secure smart device doc exchange, and mobile closings. |
Community Commitment | Alabama-born and bred, we've sponsored events/teams and coached local youth teams, building lasting relationships that span generations. |
Don't settle for cookie-cutter financing. Our evolution from pioneering broker to also mortgage banker means you're backed by experience and success, not just promises.
Ready to Launch Your Alabama Home Journey?
Whether you're buying, refinancing, or investing, MTGQuote.com -powered by First Equity Home Loan, Inc., is here to guide every step. Contact us today for a free, no-obligation consultation—let's turn your vision into keys in hand. Call 256-NEW-LOAN now or Apply Online.
First Equity Home Loan, Inc. | NMLS #204659 | Equal Housing Opportunity
Tell us what you have planned?
Calculate how much your monthly mortgage payment could be with traditional mortgage programs we offer. Non-QM loans do not have mortgage insurance and sometimes a slightly higher rate. Our experts will narrow down options fast.
* Results are hypothetical. We find insurance and tax estimates are often high for many Alabama counties. This is not a commitment to lend nor a preapproval. Consult our mtg pro's for full details.
See All Mortgage CalculatorsAll in minutes.

We have loan officers in your community that thrive on helping you find the right mortgage to fit your needs.
Explore various loan program options for non traditional Non-QM Loans in Alabama. Excellent alt-income doc options for self-employed etc.
Set your rate in the desired sweet spot and we'll notify you by your preferred method when the market is just right.
Explore mortgage options for self employed workers like our owners. We know and serve this market with excellence!
An easy way to know your next step
Break down the terms and acronyms that will be used
Learn what loan options are available
We use a number of resources to gain an estimated value on your home. It's free!
Keep an eye on your process and stay on track
Links to dive deep into any city your planning to invest in.
Learn about financing options, our growing cities, attractions, business climate, and even sports on occasion.
Discover the true cost of living in Alabama for 2026. See why it's the most affordable state for housing, groceries, and more. Access free Acre data and school links on our tools page!
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Our realtor partners, closing and insurance agent contacts make moving in Alabama easier and hassle free. Sign up- get pre-qualified and start your home search with Alabama's finest realtor partners... if you haven't found that home yet.
Lean on our experience. We make your dream mortgage a reality with competitive rates, buying tools, realtor partner network, and dedicated guidance from our local mortgage pro's. Buying or refinancing a home in our home state is a breeze with First Equity Home Loan, Inc.
Quick Mortgage Quote in Alabama
We do not share our client information...detest robo callers and spam.
We'll be your mortgage partner in Alabama. View our MtgQuote Mortgage Partner network page and sign up. Relocation leads and more. Start today!
Trust Alabama Finest with your real estate investment plans.
Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.
Online 24-7