Comprehensive Mortgage Broker Services Across Alabama

As one of Alabama's pioneer mortgage brokers/banker, First Equity specializes in customized solutions that fit your life and location. Our statewide reach means no matter if you're buying on Alabama's coast or Tuscaloosa's vibrant college town (game-day condo), we're just a call away at 256-NEW-LOAN (purchases) or 256-REFI-PRO (refinances).

• Purchase Loans: From Conventional and VA to Jumbo financing for high-value homes, we secure low rates and flexible terms to make your dream property a reality.
• Refinance Options: Streamline your current mortgage or tap equity with cash-out refinances, second mortgages, and HELOCs—ideal for consolidating debt or funding renovations. View Equity Solutions. 
• Specialized Programs: Bank statement loans for self-employed pros, 1099 mortgages for gig workers, and investor DSCR loans for rental portfolios. We even handle Non-QM options when traditional paths don't fit.
• FHA Expertise: As a licensed lender we still broker all FHA loans and we connect you to the best FHA rates without the hassle, ensuring down payments as low as 3.5% for qualifying buyers...Zero down with our Down Payment assistance for Alabama borrowers.

Our process is straightforward: Pre-qualify online in minutes, lock in rates with no hidden fees, and close in as little as 21-30 days. We're proud to be among leaders in loan volume across Alabama, closing deals from the Gulf Coast to the Tennessee border. Jumbo's are a specialty and we work tirelessly for top options/rates for these luxury clients.

Why Choose First Equity as Your Alabama Mortgage Broker/Banking Partner?

In a flood of faceless national lenders, First Equity stands out with our unbeatable local edge—rooted right here in the heart of Alabama's vibrant Birmingham suburbs. Our founder cut his teeth closing his very first loans in neighboring Mountain Brook and Hoover back in 1985, paving the way for launching this firm in 1987, with his soon to be wife Susan. As mortgage trailblazers then, we're full-fledged mortgage banking innovators now, delivering customized solutions that national giants can't touch—especially in Homewood's upscale market, where median home sales hit $560K last August, up a sizzling 17.4% year-over-year. (10-12-25 data)

We once dotted the landscape with nearby branch offices from the late '90s through 2008, putting our expertise at doorsteps across the metro. But in today's fast-paced digital era? We've evolved smarter—no more chasing branches statewide. Get lightning-fast personal service, real-time loan tracking, and seamless document exchanges for approvals, all from your smartphone or tablet. We're at your fingertips now! Convenience meets expertise, Homewood-style—ideal for securing that Edgewood bungalow or Hollywood district walk-up without skipping a beat in your SoHo-inspired lifestyle.

Ready to see why we're the #1 pick for Homewood and beyond? 

Here's what sets us apart as your go-to Alabama mortgage pro's:

Don't settle for cookie-cutter financing. Our evolution from pioneering broker to also mortgage banker means you're backed by experience and success, not just promises.

Ready to Launch Your Alabama Home Journey?

Whether you're buying, refinancing, or investing, MTGQuote.com -powered by First Equity Home Loan, Inc., is here to guide every step. Contact us today for a free, no-obligation consultation—let's turn your vision into keys in hand. Call 256-NEW-LOAN now or Apply Online. Stay local!

First Equity Home Loan, Inc. | NMLS #204659 |  Equal Housing Opportunity