From family lending roots to expert guidance- Get pre-qualified or pre-approved in minutes for your dream home.
From Family Roots to Mortgage Mastery: Meet Trey Morris
Whether you're buying, refinancing, or investing, MTGQuote.com -powered by First Equity Home Loan, Inc., is here to guide every step. Contact us today for a free, no-obligation consultation—let's turn your vision into keys in hand. Call 256-NEW-LOAN now or Apply Online. Stay local!
First Equity Home Loan, Inc. | NMLS #204659 | Equal Housing Opportunity
What do you have planned? Get your "No credit Pull" Mortgage Quote Now!
Calculate how much your monthly mortgage payment could be with traditional mortgage programs we offer. Change terms, programs, and down payment options for purchase mortgages.
Non-QM loans do not have mortgage insurance and sometimes a slightly higher rate. Our experts will narrow down all options fast.
* Results are hypothetical. We find insurance and tax estimates are often high for many Alabama counties. This is not a commitment to lend nor a preapproval. Consult our mtg pro's for full details.
See All Mortgage CalculatorsAll in minutes.
Our corporate headquarters are a "chip" shot away from new City Hall construction just adjacent to our Broad St. Memorial Bridge in Gadsden's historic downtown... host for 1st Friday's , Parades, many local events..
Discover various loan program options for non traditional Non-QM Loans in Alabama. Excellent alt-income doc options for self-employed etc.
Set your rate in the desired sweet spot and we'll notify you by your preferred method when the market is just right.
Explore mortgage options for self employed workers like our owners. We know and serve this market with excellence!
An easy way to know your next step
Break down the terms and acronyms that will be used
Learn what loan options are available
We use a number of resources to gain an estimated value on your home. It's free!
Keep an eye on your process and stay on track
Links to dive deep into any city your planning to invest in.
Learn about financing options, our growing cities, attractions, business climate, and even sports on occasion.
At First Equity Home Loan, Inc. we've helped Alabama families with mortgage financing since 1987. Our VA lending experience started in 1992.
Buying a home in Alabama may be more affordable than you think—even if you haven't saved a large down payment.
Buying a higher-priced home in Alabama? Learn about 2026 jumbo loan limits, self-employed financing, and mortgage options in Huntsville, Birmingham and Shelby County.
Our realtor partners, closing and insurance agent contacts make moving in Alabama easier and hassle free. Sign up- get pre-qualified and start your home search with Alabama's finest realtor partners... if you haven't found that home yet.
Lean on our experience. We make your dream mortgage a reality with competitive rates, buying tools, realtor partner network, and dedicated guidance from our local mortgage pro's. Buying or refinancing a home in our home state is a breeze with First Equity Home Loan, Inc.
Quick Mortgage Quote in Alabama
We do not share our client information...detest robo callers and spam.
We'll be your mortgage partner in Alabama. View our MtgQuote Mortgage Partner network page and sign up. Relocation leads and more. Start today!
Trust Alabama Finest with your real estate investments.
Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.
Online 24-7
Trey Morris
Loan Officer
Getting started is quick and easy
If you have any questions, I'm here for you.
Send Trey a message
I will get back to you soon.
By providing your phone number and/or email address you agree to receive updates, offers, and other promotional and marketing communications from First Equity Home Loan, Inc. We detest robo-automated calls and spam and never share our customer data unless authorized in conjunction with your mortgage request.
