Comprehensive Mortgage Broker Services Across Alabama

As one of Alabama's pioneer mortgage brokers/banker, First Equity specializes in customized solutions that fit your life and location. Our statewide reach means no matter if you're in Montgomery's historic heart or Tuscaloosa's vibrant college town, we're just a call away at 256-NEW-LOAN (purchases) or 256-REFI-PRO (refinances).

• Purchase Loans: From Conventional and VA to Jumbo financing for high-value homes, we secure low rates and flexible terms to make your dream property a reality.
• Refinance Options: Streamline your current mortgage or tap equity with cash-out refinances, second mortgages, and HELOCs—ideal for consolidating debt or funding renovations. View Equity Solutions. 
• Specialized Programs: Bank statement loans for self-employed pros, 1099 mortgages for gig workers, and investor DSCR loans for rental portfolios. We even handle Non-QM options when traditional paths don't fit.
• FHA Expertise: As a licensed lender we still broker all FHA loans and we connect you to the best FHA rates without the hassle, ensuring down payments as low as 3.5% for qualifying buyers...Zero down with our Down Payment assistance for Alabama borrowers.

Our process is straightforward: Pre-qualify online in minutes, lock in rates with no hidden fees, and close in as little as 21-30 days. We're proud to be among leaders in loan volume across Alabama, closing deals from the Gulf Coast to the Tennessee border.

Why Choose First Equity as Your Tuscaloosa Mortgage Broker & Trusted Banking Partner?

In a flood of faceless national lenders, First Equity stands out with our unbeatable local edge—rooted right here in the heart of Alabama's Crimson Tide country. Our founder cut his teeth closing his very first loans in nearby Mountain Brook back in 1985, paving the way for launching this esteemed firm in 1987. As mortgage trailblazers then, we're full-fledged mortgage banking innovators now, delivering customized solutions that national giants can't touch—especially in Tuscaloosa's thriving market, where median home sales hit $324K last month, up 4.7% year-over-year. (10/15/25 data)

We once dotted the landscape with nearby branch offices from the late '90s through 2008, putting our expertise at your fingertips across the state. But in today's fast-paced digital era? We've evolved smarter—no more chasing branches statewide. Get lightning-fast personal service, real-time loan tracking, and seamless document exchanges for approvals, all from your smartphone or tablet. Convenience meets expertise, T-Town style—perfect for landing that Quad-view spot or Black Warrior riverfront gem without missing a Roll Tide chant.

Ready to see why we're the #1 pick for Tuscaloosa and beyond?Here's what sets us apart as your go-to Alabama mortgage pros:

Don't settle for cookie-cutter financing. Our evolution from pioneering broker to also mortgage banker means you're backed by experience and success, not just promises.

Ready to Launch Your Alabama Home Journey?

Whether you're buying, refinancing, or investing, MTGQuote.com -powered by First Equity Home Loan, Inc., is here to guide every step. Contact us today for a free, no-obligation consultation—let's turn your vision into keys in hand. Call 256-NEW-LOAN now or Apply Online.

First Equity Home Loan, Inc. | NMLS #204659 |  Equal Housing Opportunity