First Equity isn’t just financing—it’s fueling Huntsville’s homeownership boom. From jumbo loans for luxury estates to FHA kickstarts for first-timers, we tailor sharp, local solutions that national lenders can’t touch. Your Rocket City dream, our Alabama edge—delivered fast and fiercely."
Huntsville, Alabama, is America’s boom town—where rocket science meets real estate gold. With home values soaring 24% in recent years, fueled by tech giants like NASA, Redstone Arsenal, and Cummings Research Park, this isn’t just a city; it’s a launchpad. Whether you’re a first-time buyer eyeing a Madison starter home, a tech exec craving a Hampton Cove estate, or a high-equity homeowner ready to tap your wealth, First Equity crafts mortgage solutions as sharp as Huntsville’s skyline.
We’re not your average lender. Jumbo loans ($766,550+) power luxury buys in Monte Sano—perfect for high-balance dreamers (our specialty). FHA loans open doors for Redstone families, while conventional options suit Blossomwood’s custom builds. USDA loans surprise in nearby rural pockets like Harvest, and VA loans honor our military backbone with zero-down perks. Equity-rich? Our 90% LTV HELOCs and fixed-term seconds unlock cash for renovations or that vintage ride. Let's not forget our full suite of Non-QM options including Bank Statement, 1099, DSCR Mortgages, and more—Huntsville’s growth is your gain.
Tech jobs, top schools (Huntsville High ranks elite), and a housing market on fire—24% up, with more to come.
Huntsville Homeowner Win: Sarah’s Monte Sano Equity Play
Meet Sarah, a Huntsville tech exec who turned her Monte Sano home into a financial powerhouse. She snagged her $800,000 mountain retreat in 2015 for $450,000—a steal fueled by Huntsville’s 24% value boom. With a 3% first mortgage now down to $200,000 after 10 years, Sarah’s sitting on $600,000 in equity. Enter First Equity: she tapped our 90% LTV fixed-term second mortgage for $150,000—$50,000 to wipe out credit card debt ($2,000/month), $30,000 to clear a car loan ($1,200/month), and $70,000 for a Jones Valley rental investment.
The Numbers:
First Equity isn’t just riding Huntsville’s rocket-fueled rise—we’re steering it. For years, we’ve been snagging leads through Zillow and closing them like clockwork in the Huntsville market, turning Rocket City dreamers into homeowners with precision national lenders can’t match. Our secret? We get you first—pre-approved and primed before realtors even enter the chat—then pair you with our fast-expanding network of top-tier Huntsville realtors, ready to hunt your perfect property.
We’re not stopping at city limits either. Nearby gems like Athens—exploding with growth in Madison County—plus Harvest, Madison, and beyond, are all in our orbit. From Monte Sano’s luxury estates to Athens’ affordable newcomers, our Alabama-rooted expertise delivers jumbo loans, FHA kickstarts, and 90% LTV equity plays with a flair that’s pure First Equity—sharp, local, and fiercely ahead of the curve. Your home, your terms, our hustle.
VA Loans: Huntsville’s Veteran Edge with First Equity
Huntsville’s not just a boom town—it’s a veteran haven. With 28,000+ vets already calling the Rocket City home and thousands more on the way—thanks to Space Force’s 1,000+ jobs and Redstone Arsenal’s pull—VA loans are your zero-down ticket in. We’ve been closing Zillow leads here for years, outpacing realtors to get you pre-approved fast, then linking you to our elite Huntsville realtor network. From Madison’s family homes to Athens’ growing rural gems (USDA-eligible too), our VA expertise unlocks doors national lenders miss.
.Launch your Huntsville home journey—explore loan options tailored to you below!
Huntsville’s boom demands more than ordinary loans—First Equity delivers the arsenal. From FHA kickstarts to jumbo firepower, we’ve got every angle covered.
Flexible rates for Madison’s custom builds.
Zero-down power for Huntsville’s 28,000+ vets..
High-balance muscle for Monte Sano’s $766k+ dreams
Low & No down payment entry when combined with our Down Payment Assistance for Redstone first-timers
Rural wins in Harvest and Athens—yes, it’s here! And we've been closing them for decades,
HELOCs and fixed-term seconds—90% LTV to fuel your wealth.
Launch your homeownership with Rocket City’s full thrust—every First Equity program and equity solution, engineered for Huntsville and beyond!
No tax returns required and expense ration could be less than taxes might show. Great for self-employed, contractors, etc.
Discover our Non-QM programs for self-employed, investors, and unique earners-no tax returns needed!
Focus is on asset performance to unlock financing for flips, rentals, expansion. We're seeing some refinance of multiple properties at once as well.
Leading self-employed mortgage options for our states growing self starter population. Full and alt-income doc loans available in every Alabama county.
Ignite your Huntsville home journey with First Equity’s digital mortgage muscle—pre-approval at warp speed, no paperwork pileups. In a city that launches rockets, why wait on lenders? Our online process syncs your dream—FHA for Madison starters, jumbos for Monte Sano highs, or VA for Redstone vets—into a Mortgage Quote in minutes. Tech-driven, Alabama-sharp, and built for you—start now and blast past the competition.
How It Works: Drop your details, pick your loan, get pre-approved—faster than a Space Force liftoff.
Why Start Now? Huntsville’s 24% value boom won’t wait—lock your rate, snag your home, and win.
Takeoff Button: —your Rocket City runway is clear!
Blast through the clutter at MtgQuote.com and find the Mortgage of your dreams with full clarity. Get Pre-Approved and find top realtor's with our valued realtor partner network. Closing and insurance contacts smooth any bumps. Apply Now!
Note differences in down payment requirements under each program. Non-QM loans sometimes carry a slightly higher rate but do not have mortgage insurance...nor low to no down payment options. May qualify for a larger loan as well. We'll run all the options for your best mortgage.
* Results are hypothetical and may not be accurate. This is not a commitment to lend. Consult our mortgage professional for full details. We note taxes and Insurance estimate appear high for Alabama counties...and a large percentage of properties do not have HOA fees.
See All Mortgage CalculatorsHunting a Huntsville home? First Equity rockets you to our top realtor partners—Madison to Monte Sano. Drop your zip code, get your match, and blast off your hunt—call 256-New-Loan or click now!
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Gadsden, AL 35901
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